Due to cost efficiency and transaction speed Money Gram will start testing XRP. In addition, the company is excited to use xRapid. xRapid is for payment providers and other financial institutions who want to minimize liquidity costs while improving their customer experience. Because payments into emerging markets often require pre-funded local currency accounts around the world, liquidity costs are high. xRapid dramatically lowers the capital requirements for liquidity.
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From @flamingkrypto