I had some idea but I didnt realise it was that bad over there.

One of the biggest problems in crypto, especially for platforms like these, is that we talk a lot about the unbanked but we don't talk a lot to them. Given the data cost situation, and in PH it's cheap compared to other countries as you can see in this thread, you need to be able to make them more than 1HBD/day for there to be an actual return they can notice in their weekly budget.

The savings, stake, should not be counted. 1/13th is not truly tangible and counting that in also defeats the longterm goal of onboarding them. But also gotta remember every exchange takes a little cut, then there's the transfer fee when sending to coins.ph or bitbit (limited options and both BTC and ETH are rather expensive currently, BCH and XRP are not common trading pairs), then they need to pay a (usually fix) fee on the padala outlet they get their real life pesos from.

Requires a solid community, or support of a decent orca, to make that a reality on a daily basis for everyone.