The 13 week powerdown I see for security. Not everyone can babysit heir wallets 24/7. Even an instant powerdown at a 99.99% penalty really don't hurt a cracker who stole our active key; he still gets the remainder for free. An instant powerdown busts the only "real" security we have at the wallet level. Your proposal undermines not just the confidence people might have in security, but also harms peoples desire to want to interact with dapps. There are many fake dapps with fake logins to phish keys, and instead of having a week to prepare for the first hit of an oh-s____ moment it'll be gone in an instant.

a 5% penalty to power up? seriously why would I want to take a 5% blow to my staked hive. Might as well just leave the hive on an exchange and just keep trading it, since staking it on the chain is doubly not safu under your proposal.

Your proposed tax is also ridiculous. So when a new user powerdowns they not only lose 5% off the top, but the total rewards for what they post or curate would also be reduced by 10%. It'll be given to "dust" small accounts. I dunno, let's just create 10 000 small accounts a day to keep sniffing up all that hive dust and sending it to a central account. Another take is, cutting 5% off the top certainly helps the whales remain whales, and cutting 10% off the top help prevents people from organically becoming whales. Why if we have another successful dapp developer who gets paid in hive, and he needs to stake for the RCs then he's going to lose not just 5% of his profits off the top but also 5% of the RCs that he needs...Let's just start pushing development to the wax chain which has an EVM, or one of the many eth clones.

Taxes are against the libertarian ideas of crypto, somewhere along the way you lost your philosophy because you somehow got entangled in this defi phenomena and want to force us all onto that shop. Hive doesn't have an EVM [that I know of]; it is not a good candidate at this point for defi. Even if it evolved into supporting an EVM, it would be best to implement at a dapp level not the chain itself. Meanwhile there are plenty of platforms that support defi that are being drowned in transactions in their pyramid type schemes. Anyone who wanted such a model is free to chose Eth or BSC. I think many people would rather start using blurt than what you propose.

If you think your idea is all that great, go ahead and make your own fork and see how many people will follow you there. You have your 3speak that you would carry onto the platform, but I think that would be about it. If we wanted Defi, we had months to make that choice we as much of our funds we felt comfortable putting there. Respect our choice; don't force it on us.