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Thank you @juanmolina. And I completely understand. Not only do I understand, I am really happy that the bot caught the reddit post. Plagiarism is a serious issue and should be mitigated with transparency.
I apologize as well. I should have done my homework and ensured that I posted a ‘signature’ cross verifying this was indeed my own work and post.
The PH Community is awesome! Thank you for your kind words @juanmolina.
I shall bid you adieu. I have a hankering for some hot chocolate right now, hehe. Have a great rest of the day.
RE: Lessons in Personal Finance, Psychology and Debt (with visualization).