1355 in bank account may not be that much. But paying that for much 4 pallets of briquettes seems insane. And I think that it would still be a bit insane even if I had 1 Million in my bank.

The takeaway there should be, that it is never going to be paid. EVER.

If everyone knows that debt is not gonna be paid I am surprised that it is still being given to those who want them. Shouldn't lenders learn the lesson and stop giving money to insolvent debtors?