I don't remember if I said this in the past. When I was in the day hospital a psychologist said that I am fortunate that I am disabled because it allows me to make as much art as I want. Before that I never thought about it that way. But I can't disagree. I am fortunate. I get to do what I want- make art and blog on Hive. And most of the time after paying utility bills I still have some money left that I invest in Hive and HBD. So I have hope that at some point I will be more independent and will not have to relay just on my disability money to pay the bills.

made the decision not to spend any of my crypto currency until that spend would make a tangible difference to my life

Like you I also have no plans of spending my Hive/ HBD money unless it can really have a positive impact on my life.