That's one aspect that I meant when I posted that Hive needs to "de-Ponzify"(term I coined to describe a business model that require constant recruitment of new members and resources being poured in without returns just to keep in relative stability).

For that reason Hive must be used for real services instead of just circulating internally. The protocol already has several implementations that could allow Hive to actually operate like, for example, a real bank.

Another example of real world application:
In struggling economies(like Venezuela and some African countries) HBD is being used as actual stable currency the same way PIX is used in Brazil.