All of this could be fiction and I only own HIVE.

not true, you write to knowledgable and your dilemma is very relatable...
I have been enjoying nice returns as well and the end destination is also UST on anchor yielding a nice 20%
but too often there are dips to be bought and there goes the stablecoin reserve.

I do not really use the cosmos ecosystem but have a bunch on ETH, BNB, CUB and in NFTS... I know how you feel though. That ultimate goal to be able to live of the solid interest is so close but still quite far.

one more notch