Life does have a bad habit of throwing unexpected exceptions our way from time to time. Out of nowhere, just when everything seems to be going well, reality strikes and boom we're back to square 1
Not all of these setbacks are intuitively recoverable from. Life does get so hard and simple solutions don't work in many situations.
This is where concessions come in. We can negotiate with life, give it a few things we could do without. It's not always easy, but the best solution never is.
At the end of the day, everything is figureoutable, as long as we keep our minds open to possible solutions to our issues/problems and don't keep a closed mind to solutions others have to offer