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There are many kinds of municipal bonds, in terms of how the bonds are backed financially. They include general-obligation bonds, special tax bonds, revenue bonds, insured municipal bonds and more.

Annuities act in opposition to life insurance. source While life insurance protects you financially against an early or unexpected death, annuities protect you from the financial risk of living too long

Stocks represent ownership in a company. They are traded publicly on stock exchanges throughout the world. Source Shareholders have the right to vote at shareholders’ meetings and review the books of the

The trick to saving is knowing how and making it a habit. There are a number of different ways to save money to help you become wealthy. source All you need to do is make sure that saving money becomes

Smart investors know that they must know where they are currently, what they want to accomplish, and they know that they need to have a game plan. source A financial plan is just that: a financial road

You’ve gone through the interviewing process with a number of advisors and have picked one. source This person seems very knowledgeable, and you feel like this is a good fit. However, the time may come

Creativity and analysis are two of the major functions of your conscious mind. Source The creative function thinks up new ideas. The analytical function evaluates things in light of information and experiences

Notice how procrastinators think: “I’ll do it tomorrow, next week, when it stops raining, when I feel like it, when am satisfy, when am feeling ready and so on.” Source The way you interpret your feelings

The definition of guilt that makes the most sense is that guilt is self-punishment in a universe perceived to be unsafe. source If you did something wrong in an unsafe universe, it would seem a good idea

Uncomfortable feelings often relate to some unpleasant event in your personal history. If you broke your leg at age six, you probably have unpleasant suppressed feelings associated with that experience.

I think the first roadblock is our own perception of who we are. Source Many of us don’t have a positive perception of our abilities we may think that success is not within our reach. I’ve experienced

In chemistry He turned water to wine. John 2:6-10 John 4:46 Source In biology, He was born without the normal conception; Isaiah 7:14 Luke 1:26- 37 In physics, He disapproved the law of gravity when He

Purpose is a strategy, the strategy you have designed to express your important values. Source Everyone has a strategy, whether it was consciously designed or unconsciously adopted from childhood experience.

Righteousness is a poor standard for producing success. Everyone’s experience of money is his or her own creation. This is good news source This is good news for those with the knowledge and willingness

Here lies the problem of many. They hold on tightly to what is their own and yet expect God to hear their prayers. God is ready to call off the drought, but He waits for men to pour on the water. Source

He that soweth sparingly shall reap also sparingly; and he that soweth bountifully shall reap also bountifully” (2 Cor. 9:6). Source This Scripture also relates to the principle of Christian finances.

What, then, is lust? When I am hungry, I may eat—and eat with pleasure; this is an urge for food, not a lust. Source But if I am hungry and have nothing to eat, and then think of stealing food from others,

If ye have died with Christ from the rudiments [philosophy] of the world.” No one in the grave can be a philosopher. If anyone desires to talk philosophy, he must do so while he is living. Image source

Ordinarily the principle of eating is the nourishment of the physical body. Therefore, eat what is nourishing and do not eat what does not nourish. Image source Never make the belly your god; do not be

From the Old Testament to the New Testament, the teaching against eating blood is consistent. In Genesis 9 God spoke to Noah saying, “the blood thereof, shall ye not eat” (v. 4). Eating blood is forbidden