If any of you are looking to invest in an alt coin, I believe Stellar or Ripple would both be excellent choices. Each of these coins is geared towards banks or businesses being able to quickly and easily exchange money either across borders or into other currencies in a matter of seconds.
This gives them a real world use and makes them inherently valuable because they can do what big banks are failing to do.
Bitcoin on the other hand is just a store of value at this point and no longer has much of a use as a block chain technology. Bitcoins network is too slow, too costly, transaction fees are too high, and it can't process enough transactions to handle the network congestion.
So if you are looking for a good alt coin, Ripple and Stellar are both excellent choices.
As a disclaimer: I do have holdings in both Ripple and Stellar.
