“Very few of these prices are going to go down again and instead, the only way to keep up with the increase in cost of living, is to earn more.”

Honestly, this is the only solution, having multiple streams of income and earning more.
Currently, we’re faced with fuel scarcity in Nigeria and it’s insane that 1L is as high as N300 as opposed to N185.

It’s good to teach Smallsteps and prepare her. I don’t think it’s too early in my opinion.