You're welcome @bozz! I'm sorry to hear that you were feeling that sorrow on your birthday. Although I laugh thinking about it now but my 40th birthday made me feel that way. I just felt the world was passing me by on that particular birthday. Hopefully that feeling passes for you. That was a very smart decision to lower your exposure to alts. It seems the money (and attention) have moved away from them if they don't have real-world utility.