The landscape has changed a lot in regard to post-secondary education in the last five or so years. I think work-experience accounts for more than a degree, especially in the tech sector, but some employers still require that piece of paper to get in the door.

Trades can be a really decent choice. Our son decided to become a licensed plumber. It was a real grind getting there. He had to go through a five year apprentice program and four years of schooling but when he graduated and was licensed he began making six figures with benefits and a nice pension. He makes almost the equivalent of my wife and my salaries combined when we were working white collar jobs. If I was a young person getting into the job market today this is the route I'd go.

I went to community college (Columbus State) and, luckily, paid quarter-by-quarter never having to take out loans. Back then I think my degree helped open doors that otherwise wouldn't have been. I think the debt load we're forcing on our young people to pay for college during their best earning years puts them at a huge disadvantage and is a real shame.