Thank you Lizelle! I really appreciate the kind words. I'm blessed for having met people from all over the world, like you. I somethings try to envision what my life would be like without this place and it makes me shudder. I remember being so fixated on saving for retirement and hitting the 25 year mark at the insurance company. Employees who worked there for 25 years became part of the "Northstar 25 Club" and were invited back for an annual dinner every year. A new CEO was hired the last few years I was there and started "restructuring" the company during my last year of employment. Most of the tenured employees were offered buyouts or were let go so I doubt I would've ever made it to 25 year anniversary anyway. More likely, I would have been nearly 50 years old and jobless with very little to show for it if I had stayed on that path.