While I have never been the biggest fan of HBD. At 20% APR even I am putting it into savings for the returns. HBD could solve a long-term issue I’ve been searching for an answer to for a while and that is sustainability for creating content.

I’ve been blogging since 2017. While it was not always about gaming it did not take long before it more or less took over what I was writing about. One of my main reasons was always can I cover my costs of gaming by creating content? Some years that has been a yes and others not so much.

While I am at a point now where my curation rewards and APR from holding HP cover at least the cost of buying games and even some needed upgrades from time to time. The Hive itself can be quite volatile and I have never been one to time the market.

Whenever I do sell any Hive it’s rarely at the latest high. I’m usually using it to cover the cost of getting into a blockchain game or on occasion trying to reimburse myself a little bit for what I’ve spent. I never feel great about selling any of it. Hive is the place for social media and free speech in cryptocurrency. Nothing comes even close to having such a community behind it and that is something that can’t be replicated.

HBD while I’m still not willing to call it a “stable” coin has come a long way over the past two years. At least from what I’ve seen. It’s a lot more stable than it used to be. While maybe you are not always getting $1 if you suddenly needed to sell some of it. Chances are it’s closer to that pegged amount than whatever you feel the true value of Hive is compared to what it’s selling at.

I can see f if I keep putting HBD aside from each post that pays out. Over the long run, I could have enough that all I would need to do is pull out the interest and my costs of buying games, upgrades, and maybe some other stuff will be covered.

Having APR cover my costs also solves the dilemma of having a desire to recover the costs of every game I play. I have a lot of games I’ll play once. I’ll write a review. I move on to another game. Justifying spending $60 on a triple-A game is usually not where my mind is.

For the most part, I’m a budget game and take advantage of large sales and do a lot of bulk buying of games all at once. The downside is I end up getting a lot of games from bundles and other discounts that I don’t get around to playing and my backlog is a mountain.

There is also the other side of things. Sometimes I have a game I love and I want to play the daylights out of it. I could create 100 posts on the game over as many days and still have more I want to write about.

I love just finding a game and sticking with it for quite some time. That can however also leave to long-term issues over the years. That you do get to a point where you have said everything you want and most people get rather bored of content on the same game daily.

For views and engagement, people want the next big thing or something they have recently played that they can follow along easily with the content. That however has quite the cost. Buying a triple-A game daily at $60 each to try and rush out content has a cost of $21,900 a year just for the games.

A practice I don’t employ due for several reasons. In large part the costs. There is also trying to create content on a new game with only spending a couple of hours with it feels rather disingenuous. Not to mention a lot of corner-cutting you can see in people trying to do that.

This however takes me back to finding a balance as a content creator where I enjoy when making the content. Being able to in my case play games I enjoy a lot when I find them and create a bunch of content around it. Along with creating a single review of a game and moving on even if I loved it but have nothing else to create on it.

A lot of gamers I have run into over the years who create content were mostly doing it to cover their hobby expenses. When that does not work out over time you usually see them stop posting one day and move on to doing other things and no longer sharing their hobby.

Many might even sit there trying to create daily content over a month or two to the point they burn themselves out. Creating daily content is not for everyone and trying to just push out content for some imaginary quota tends to end badly.

This is where HBD comes in and is not just for gamers. Once it starts paying out the monthly budget for your hobby expenses anything those posts earn on top of that is just extra gravy. You could expand your hobby’s costs as you build more HBD savings and so forth.

HBD savings is also a lot quicker to access with just a 3 day withdrawal period as opposed to HP. With it being a lot more stable as well you don’t need to sit on it for months or years waiting for that “perfect” moment to sell some. You can just do so whenever as long as the market is not that far down and usually get an ok price.

It’s also easier to budget around a constant earning 20% APR on HBD holdings. What is not constant for content creators, in general, is how much their content earns in a given period. Even massive content creatures on Youtube know they will have amazing months such as December and bad months such as the first few months of the year. They still do not know the exact amounts. They can only plan for the expected slow months and try to project how much their budget can be.

In this world, liquidity is king and HBD solves another issue of having something on hand shortly if needed. Maybe I see an opportunity in something else I decide it’s worth dipping into the principle of my HBD savings for. There are always a lot of things going on where having a little bit of cryptocurrency ensures you can join in on it. Such as an unexpected new game coming out or whatever is the main driver for your content creation.

My plan is not go to out and buy a bunch of HBD. I’m simply just going to keep moving into saving from whatever post payout of it I get. Within the next couple of years, it could end up growing to a point where it’s covering a large chunk of my hobbies cost all on its own.

Final Thoughts

I can only hope others who are reinvesting into their blog from their earnings see the opportunity of 20% APR on HBD can create. At some point, many here regardless of the Hive price are creating sustainability and even expanding beyond that as far as their content costs are concerned. Turning themselves into long-term content creators that no longer are being out of pocket for everything they do. Instead, they get to enjoy the fruit of their labor and take things to the next step.

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The content was written by @Enjar.