It is the responsibility of every parent to nurture and provide for the needs of their offsprings. The needs of a child spreads across all kind of divisions ranging from educational needs, financial needs e.t.c it is quite obvious that a parent can't be there throughout the life span of a child, it is always the wish of most parents for their child to outlive them. Ensuring the availablity of what ever is needed for a child is just a way of preparing them for what is ahead. If there is one thing certain about human life is there is never shortage of challenges, that is why most parents plan ahead for the future of their children while providing the basic needs of the family.
One of the ways I have seen parents do this is venture into joint account. This practice has been in existence for decades at least among educated couples. The basis of joint account is quite simple, based on my own understanding of joint account I believe it involves creating a bank account that holds the funds of both couples for the sake of the family. In this account both parties are entitled to have equal access to it and they also determine the percentage each party will be depositing in the account either on daily, weekly or monthly basis depending on the earning structure of both parties.
From the experience I have had with couples having a joint account I would say it is a good thing for the family. For instance my aunty and her husband have a joint account which majority of us are aware of. Apart from using their joint account to finance the family, they also used some funds from this joint account to fund the account of their children when they were still kids. This allowed those children to have funds set aside for their future without being aware of it existence.
In a way they have secured a less stressful future for their children, I mean by the time those kids become adult, they would already have millions in their account and if they are able to make good use of the funds in their account they wouldn't have to start from scratch like most children of their age. They already have a capital to fund their dreams, this kind of account is called trust fund account in developed countries. As a parent what is the point of having wealth that doesn't contribute to the future of your child? it won't eliminate all obstacles and challenges a child will encounter in the future but it will reduce it.
When I was in school, most lecturers that graduated from my school and also privilege to become lecturer in the same school usually feel the need for students to go through the same struggle they went through during their time, they believe it is a way for them to toughen our minds and prepare us for the future ahead probably in some ways they are right but on the long run the purpose for their strict method get lost and they end up traumatizing students. It makes you wonder what is the point of it? Would we have turn out bad if they were less strict on us?
This same pattern is used by some parents, they believe allowing a child go through life struggles by themselves strengthens their mindset. Truth be told, challenges in life has a way of making us stronger but it wouldn't hurt if there is something a child can build on, instead of having to do everything by themselves, it is exhausting. I'm yet to become a parent but if peradventure I become one Someday, I would love to put a lot of things in place that would eliminate all forms of obstacles my children would encounter in the future. I mean if they have to face any other obstacles in the future, the ones I have eliminated won't be part of it.
Most people might believe this will make them soft and weak but this whole training student and children with hardship in order to make them stronger is a system I'm strongly against. I mean what will be the point of having parents if it is not to make life less difficult for a child?
This write-up was inspired by weekly featured content titled "Say no to challenges" in hive learners community.
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