IMO funds should be used as efficiently as possible. So 80% savings farming is meh :), I think this should be not the default, only if no other thing to invest is out :)

IMO savings could be more like the "earnings" stash.

Don't worry about that.

80% savings is only a liquidity/safety measure to allow holders an easy in/out experience (& also to buy my peace of mind, It won't work If I'm under heavy pressure). We won't lose opportunities for that reason ;)

But you defined it very well, the savings will be the 'black hole' for HBD, AKA the 'earnings stash'.

I still have to develop this idea a bit further.

More details on that later.

thx for the feedback my fellow African prince :)