95%? DUDE that's insane! You have to properly learn more about risk management. You won't make it risking that much. Slow and steady wins the race over the long term.

Allocate around 70% of your portfolio in BTC and ETH.
20% Into promising altcoins (with your analysis done, of course).

10% remaining into very low cap projects.

From time to time you're allowed to gamble with 0,1-0,5% maybe. And this should be something very exceptional, little losses over time can become a very big chunk.