Good points. But IMHO signals go before price, not the other way. This means that by the time the problems you mention are resolved, the opportunity in terms of price will no longer be here.

Btw

1 - HBD debt it's not "that" much and it isn't a problem unless we stay in that price range for a loooong time. The HBD interest already scaled back 25% ( 20 to 15). We can't tweak these type of things that often IMHO.

HBD interest is one of the last things that I would touch. which bring us to DHF

And yes, DHF spending should scale back (at least for some time). Or change the approach for a more "result centric" approach.

2 - I would make much harder to receive funds and/or impose hard deadlines and such. Most projects have a Foundation or similar.

There's no "insiders" as such (understood as private investors/advisors/venture capital. It is easy to criticise Hive because of its social component and transparency, but the truth is that it has many more positives than negatives in the way it works.