Whe you stake in the smart program you receive a 24% APY of your locked amount of AVA.
Let's say that that you stake 1000 and get a smart2, besides the discounts, you'll receive every month:
So, 12% in AVA and the other 12% in travel credits (1 Travel credit = 1$).
can you use it to exchange Ava?
Nope, you can only use the TC in the platform.
Hope that helps.
RE: 3 Altcoins for your 'everyday' usage.