True that we need more usecases for HBD, but these will come naturally with smart contracts.

I cant wait to use HIVE/HBD to take a backed loan in the future for example. This would be a great use case.

Regarding the 1 person 1 vote. This can't work here.

What could stop anyone to create an army of accounts? Nah. inviable. weighted HP is a must for gov.