If you manage to work your way up to the first Smart level it's something that could pay off hugely in the future. If you ever can I recommend you to try it (that's true that the levels can be a barrier for some users).

LEO can be at 1$ and still be undervalued.

In the case of HIVE, we should get rid of a few things like the DAO and revamp a bit the tokenomics (Or introduce REAL tokenomics) because only curation rewards and RC are not enough IMHO.

It's a long term hold anyway. LEO is much more of a speculative play(still very solid).