Meh, you can't even compare. In my humble opinion CRO is a bad shitcoin.
Infinite supply (same as XRP), lower perks and higher prices compared to swipe... and they fucked me hard with the MCO --> CRO conversion. They only lowered their rates after other competitors like Swipe entered the game.
I locked with them ~50 MCO back in April and I STILL DON'T HAVE THE CARD. Not going to mess with them anymore after a couple of times trying it. The remaining 1000 CRO will be withdrawable in less than a week and I'l say 'chao chao'.
RE: 3 Altcoins for your 'everyday' usage.