An interesting topic. There is a delicate balance that needs to be maintained. It makes me think of the housing crisis. Easy money lent without consideration as to if it could be paid back. Banks sold the mortgages securities to other banks. Housing prices soared, and eventually buyers dried up. Leaving major financial institutions in jeopardy of failing. The government bailed them out because they were too big to fail. Greed and unsound business practices ruined the economy.