When was the last time you made a budget? Most people I know make budgets, are very proud of their budgets, and then fail to follow them. Some of my friends don’t even last one month on their budgets.

Proper tax planning can be a powerful element in protecting and building your wealth. Source There are certain tax breaks that usually only the wealthy employ, and then there are the tax breaks that aren’t

Pay close attention to your internal self-talk. Write down your thoughts for five minutes without censoring any. You don’t have to share these thoughts with anyone. When you are done, look at the questions

Uncomfortable feelings don’t mean anything about you. Instead it’s you who gives meaning to your feelings. Uncomfortable feelings no longer need to be a reason to avoid something that would otherwise benefit

Personal and societal expectations regarding parenthood are unreasonably high. Source Parenthood is one of the toughest jobs in the world, and there is little useful training for it. Unfortunately, the

People whose lives seem to be emotional roller coasters tend to see almost all of their experiences from the associated position. In contrast, people who are detached and without emotion tend to see most

Doing for others helps us stop worrying about our own business problems. Source We must give back, whether it’s with our finances, our time, and/or our expertise. If you look at successful people in this

Many societies practice rites of passage, ceremonies to mark the onset of adulthood. Typically these ceremonies are different for males and females. Even though the ceremonies vary greatly from one society

It is unreasonable to believe your parents were perfect and were able to raise you without making a mistake (usually many mistakes and omissions, as well). Nor should you think they are the worst people

In many families, discussions about money are negative only and deal with shortage, limitation, and complaints about the items that cannot be afforded. Image source In extreme cases, the discussions about

Both the Old and New Testaments lay down the same teaching. Image source God does not want us to be poor or in distress. If there is poverty and distress among us, it may be that we have held our money

A brother who was also a worker believed somewhat in asceticism. He was engaged one day to a sister. It so happened that the following day was the Lord’s Day. Source Sometime afterward I met him and he

We who are Christians have died with Christ. The whole New Testament shows us that every Christian has died with Christ. Romans 6 informs us that “our old man was crucified with him” (v. 6). Galatians

The Old Testament, including Leviticus 17, mentions that dead things should not be eaten. Here in Acts 15, it says strangled things must not be eaten. This is also for the sake of blood, because when strangled

God has a basic requirement for the sisters, and that is, they should possess the sense of modesty or shamefacedness. It is good for sisters to feel ashamed, for it is their natural protection. image source

Hold fast sound words. Keep that good thing which was committed to you by the Holy Ghost. What good thing? The unfeigned faith. How do you keep it? By the gift of the Holy Ghost that was given by the laying

After sin came in, the first effect was the opening of Adam and Eve’s eyes to their nakedness. Immediately they felt ashamed and sewed fig leaves to make themselves aprons. So the basic meaning of clothing

Creativity is handicapped with the idea that there is one right way to do some things and with the idea that questions have one right answer. Your creativity was stifled at any early age. For example,

Your goals should be big and worth pursuing. Since your goals are big, you must be in a peak mental and physical state in order to produce the desired results.

if your company has historically grown 10 percent per year, you?re likely to think that 10 percent growth next year is realistic. You might even stretch a bit and be comfortable with 15 percent.