Thank God, I have never been in a situation where I would need to borrow money from my friends and relatives

You are one lucky human ☺️

But I promise to return it in time if you be kind enough and give me some money now!

🤣🤣🤣🤣🤣 Now, he is asking for money 😅😅... You are really funny 😂

On a serious note, people that do it habitually never get a mental peace.

Of course, they don't until they are able to pay up everything