This topic is a very interesting one. I see many people spending all they earn; When they get some sort of bonus, its gone as quickly as they receive it. In itself not a problem, when income is guaranteed. But then again, the era of lifetime employment are behind us in most part of the world. I always go be: One cannot spend more than we earn and We shall save for rain days. In my case I add the fact I save extra so I can use that money to invest. These investments can be anything, from investing in my won growth, too investing in companies (crowdfunding for equity I like) and a tiny bit of all of it in crypto. I sometimes skip a vacation to make sure the money I saved extra by not taking a trip, may give me a few extra vacation later on. I think thats how people go about money when they start with nothing and become rich. They usually dont spend money on anything else than the basic needs in life. Not that I'm close to being rich in terms of finances. I don't think I have the urge to become rich in monetary values, though I like to have a comfortable life, now and definitely also in the future.

All in all, I suppose mostly, the Good Wolf is dominant in my life :) Which is yours?