@edicted suggested savings accounts as a means of enabling investors to attain to ROI without deranging curation some years ago

Ha yeah this was MANY years ago at this point.
I know this because it was before AMM liquidity pools existed.

Meaning around 2019 my plan was to get rid of raw 15% yield to HP stakers and allocate that to the savings account. Once AMM rolled around it became obvious that we could allocate inflation to LPs to create exponential liquidity between HIVE/HBD on the internal market... but politics (and maybe technical limitations/risks) prevents this from happening. It still remains a good idea. Not having AMM is embarrassing... but at least HE has it even if people don't use it correctly.