Right yeah of course... it's just that... an APR of 10-20% is legit better than curating from the reward pool. Not only that... from what I'm hearing this APR has no competition involved like there is with the reward pool and other defi protocols. It's just a flat-rate APR that won't vary with competition. That's a pretty big problem. Only a set amount of inflation should be allocated to the savings accounts: equally distributed by stake-weight just like every other Defi platform (and Hive itself).

I need to think about this more.