Okay sure but these numbers you're throwing out are derived from an already broken economy. You can only get 4% loan on the house because the FED fund rate was 0% for ten years. Why was is literal zero for a decade? Because the entire unsustainable system needed to get injected with funny money to avoid systemic collapse.

The numbers you've presented completely ignore the inflation rate and all the inherent risks of property ownership (which there are too many nuances to explain without writing an entire post).

The boomers literally stole from future generations with this whole debt ponzi scheme and real estate was a big part of how the scam works. It's not an accident that people shilling real estate as a rock solid investment decided to frame all their numbers immediately after the housing collapse in 2008 with everything was all hunky-dory again.