Being worried about CBDC is like being worried that the government will suddenly become a sleek and efficient competitor that actually has something to offer. I don't worry about that scenario, I welcome it... while also betting against it.

CBDC is enterprise blockchain which is intranet. All three are complete failures for the exact same reason (a complete lack of connectivity and incentive to build on them). The only difference being that everyone seems to believe that the government can just force everyone to use their bad product no matter how terrible/confusing it is while also banning every other alternative (including their own currency/derivatives and the entire retail banking sector). Is there an example of this ever happening in all of history? It seems like the answer should be yes but also somehow isn't.