Hm! I'm not sure what kind of logical fallacy is going on here but I'm not sure why I would need to personally farm a 15% or 20% yield to know what a 15% or 20% yield is. If I told you I was farming 15% somewhere else and it was awesome... would that give my argument more credibility? Or are you just looking for some random thing that doesn't matter to discredit what I am saying?

I can see what deals are being offered and how certain assets perform. It's a number on a screen there isn't much to this. I don't need personal experience with every single asset that offers a return to know that 15% is good on a stable asset. It's true that 20% would be better. 20 is higher than 15.

Boomers put their money into bonds and get like 5%.
This is not rocket science.
I'm reflecting on this just fine.