Thank you for illustrating for me that it isn't a killer yield.

I'm illustrating that most people are poor and live paycheck to paycheck.
$20k in savings is a huge sum for the vast majority of people.
Even for white collar workers earning 6 figures a year.

I have put my money where my mouth is, would you do the same or is this just paper posturing?

My money is in Hive I have never farmed HBD.
It doesn't matter what the yield is, I don't need it.
Holding debt is not a flex.