It's a lot easier once you get used to it.
So someone born into it has a lot less trouble.

I've been here since 2017 and transfer anxiety is still absolutely crippling.
Of course it's much better on a network like Hive where it happens within seconds.

But the current incarnations are like muskets.

Gonna have to strongly disagree with you on this one. Muskets are extremely powerful and dangerous, with the biggest drawback simply being reload time. Looking at crypto, what kind of carnage has it caused? How many hostile takeovers have occurred in the stock market because of crypto? How many governments have been overthrown? How many central banks have been nuked? The answers are zero, zero, and zero.

The analogy begins to breakdown when we realize that for the most part crypto is a defensive technology and is fully relying on the system to keel over and die from the shear unsustainability of the debt-based fractional-reserve economy. The difference being that in the past some other stupid bullshit would fill the vacuum, while this time it will be crypto that fills the vacuum of these worldwide economic implosions.

Pay very careful attention to what happens to MSTR.
This is the first line of attack into the stock market.
Meanwhile the ETFs may begin to threaten gold and real estate.
This could evolve into a very interesting dynamic.