Ok neoxian does not need my account for collateral.

Perhaps, I can delegate my SPL cards to you for 30 days as the cards unlock. I feel comfortable giving my owner key to @steembasicincome for the 30 days, after the 30 days I transfer the cards to you. 5000 shares of HSBI currently is around 7,500 usd. I am ok with 1,666 liquid Hive at the end of 30 days too that Joe would hold. If both you and Joe is ok with this then lets do this!

I give my owner key to Joe and delegate my cards to you for 30 days in return I receive the 5000 HSBI shares immediately and remaining 1,666 Hive in hsbi shares too or Joe holds remaining 1,666 liquid hive until cards are transferred. At end of 30 days I transfer cards to you and receive the remainder of 2,500 worth of Hive at today's price of $1.50 usd which is 1,666 liquid Hive if the option for remaining 2,500 usd in HSBI is not executed.