We have people that only save for their short terms needs simply because they believe that their income is not enough to save for any long-term plan, in as much as I want to agree with this, I believe what they lack is the ability to save very little no matter what. When you are ready to save no matter what you earn whether little or not you won't be concerned about how much you saving and after paying all your bills the little that remains can be saved and compounded from there.
People do believe that those that save for emergencies are those that earn a lot and After paying their bills or buying everything they want the remaining is used for emergencies they are very wrong. After all, they can choose to spend everything that month and wait for the next paycheck and continue like that but saving has always been a decision that comes with determination because our needs never stop.
everybody has the chance to spend all their money because no matter how big our income there is always something we have had our eyes on and that is why people that save a lot take their time to buy anything so that it won't affect their saving plan. Some people can't just hold the taught of them having money somewhere especially if the money is much, they will want to spend it by all means possible.
About change
Some people are born with the mental capability of saving but some need to change their mentality and how they see money. People have different phrases they use when they are about to spend lavishly like “life is short”. Most times we use it just to console or convince ourselves. If we can't save when we earn so little there is a high tendency that we can not save even when we earn big.
