The world is now changing when it comes to investing because gone are those days when putting your money in a current account in the bank is the best investment then but because the interest is just too small people start investing with third parties which does not always end well. Investing and saving with a third party was a thing before and did not always end well because if the owner doesn't mess things up the person saving money will.
Investing always comes with expectations, some people want to double their money within a short period of time and this is what people exploit promising them interest that is not achievable so that they can use their money sometimes the interest is achievable but some people's greediness will not lemme them release the interest on time. The ones that happened most are those that will pay in the first few months and after that, they stop paying.
Some people even create a perfect Ponzi and all they do is that they keep looking for investors to balance their books and alone as investors keep pumping money into their projects is always save and in other to do that they offer irresistible interest and most people fall for it because they deliver and we see this with some crypto project.
There is nothing bad in investing with a company or an individual because there are some money-making opportunities out there or ideas that are not ours that we can tap into and we can see that by shares into some big companies out there which is never a bad idea but I think those that don't always end well is an individual that promises high return without a verified source.
We can not remove the third-party impact in finance and how it has been helpful over the years but the truth is when trying to invest that will involve a third we must do our research very well before trusting our money to anybody.