Most people are always faced with the choice of whether to invest or save their money and this is a choice which I believe at a point in our lives we need to ask ourselves these questions whether to save more or spend more. The more money we have the earlier we choose our money to start working for us because we know we can't work forever and even if we have superpowers there is an age we will have to retire, sit back and enjoy everything we have worked so hard to build.
The mistake most of us make is believing that there is a certain age to invest or save money. People in their 20s believe this age is for enjoyment and even though you want to have a way of holding your money down by buying a diamond, gold, and expensive stuff and even if the value of this expensive asset drops it doesn't matter. Most people believe our youthful days are when we must enjoy ourselves and not worry about the future or anything.
But there is nothing bad in building early
The truth is building early has an advantage because our responsibility is not much and there is nothing like I want to pay my child's school fees, pay my mother's mortgage, and sometimes most of our bills are being taken care of by our parents or our family. People don't want to think about saving or investing early but we want to be seen by people, show them we are comfortable in life and be the best among our friends, but to secure our future using our early earnings by investing in long-term or savings to create something sustainable is what we don't always do.
The truth is there is no certain age for anybody to invest and there is no latecomer when it comes to investing but the journey that supposes to take you a year or two might take you longer when you decide to focus more on enjoyment instead of the future. By the time your income is tailored to your expenses now to remove money separately to invest or cutting your expenses to save will always be difficult.
It is what it is
We should start investing early and consider thinking about our retirement early, investment saves us from working, and saving money saves us from starting from the beginning. We should take total control of our lives even though It is funny how life turns out for some people because everything people advised against is what they did and still be successful. Sometimes we need luck and no matter good you are if you are unlucky you might not reach your destination. Hard work and talent can indeed take you anywhere but the power of luck can't be ignored. It is never too late to start saving and investing because it also increase your chances of getting lucky
