Heheh yeah. It helps if you have more money, like I do. When you keep spending it, you have less to reward others with. I've never spent a cent of mine, so I'm rewarding you and my other friends at max value... which ups your income, allowing you to either spend more, or save more. The more of us with money, the more of us that will MAKE money. But I think most people spend theirs, and have little to reward others with, and the cycle goes on. Just my current thinking.
EDIT: As you know, I'm about to spend 1000 of mine, so soon I won't be able to say I've never spent any. But I'll still have like 17k, all of it earned through content creation.