I've had those options available to me the whole way, and there are reasons I have chosen to NOT use them. The largest reason being that doing so (even for a moment) destroys my privacy and health, and destroys the liberty and health of those around me, and humanity as a whole. Those who do so (even for a second) are enemies to the rest of us. It's not that I can't, it's that I won't. If we all had the principles I do, and took the stance I do, the world would be a new place instantly, and we would all have freedom, health, and peace. But because some of us fall to these tactics offered to us, we continue to suffer.
On top of all that, I'm unable to have a bank account in Canada, and unable to physically leave these borders, so for now a bank account isn't just something I won't do, it's something I can't do.