Yikes, this method requires at least 8 things I don't have, starting with a bank account. I'm unbanked, like 3/4 of the world's population, so this method isn't available to me/us.

If the crypto world wants to be legitimate it MUST distance itself from the legacy banking system. Yes, bridges between the two must exist, but right now just about everything in the crypto world requires a person to remain within the default world.

I left banking more than 5 years ago, haven't touched a debit card, credit card, PayPal, or anything else connected to that world in years. I'm a success story.... or am I?

I find that most crypto, more and more, is actually just another digital currency that is connected to banks and government. Exchanges, to be avoided at all costs in the first place, are accepting government regulations, tying themselves in with the banks, and losing most of what made them "crypto".

This is probably great info for people who are living within both worlds, but many of us, either through our convictions or through limitations imposed by others, can't participate.

Also, and I think all crypto people already know this rule, but I didn't see it mentioned:

Never store anything at a bank or an exchange. If you don't hold it, including the private keys, you don't own it. That goes for precious metals, cryptos, and all other forms of money and currency. This IS financial advice.