HBD 20%?!?

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HBD Savings at 20%???

This is my very first post!

And to be honest with all of you, I have no idea about HIVE (instead of trading it and using it to play games)

BUT...

the 20% has got my FULL ATTENTION!

As my name states I am a noob when it comes to things like this, so I am asking you, is there any catch?

Will this work?

Or is it just a way to attract people like me (which it did).

Please post your honest opinions.

Thanking you all in advance!