Great to hear from you @nealmcspadden

Current interest rates, in my eyes, is whats retarding economic growth. Money should be going to productive people and the more money they receive the better for everyone around them.

Banning usury is perhaps going a bit too far but won't you say that our current system is not only criminal for lending out money which they do not have but are also killing productivity with the excessive interest.

Maybe a better system would be investing in a project and taking a % of the profit seeing as they print the money from nothing and do no work for it.