This might be an unpopular opinion but I don't care 😉
Yet another argument to lower HBD APR, no matter the financial arguments I think the key here is incentive to HP curation against HBD savings.
Curation is what makes ?90%? of people be active in Hive.
Curation support creators.
Curation makes people feel they're work worth.
Curation makes people feel happy.
Curation save lifes.
Curation feed people.
Curation is an act of generosity. Curation is Hive.
20% HBD APR is easy money, Hive is giving money to lazzy people, there are no build around the 20%, there are no gain to Community, there are no value created. You just need to sitdown and wait money coming, you don't need to move a finger!
Hive is about building, create, engage, effort, fail and try again to do better. To get rich doing nothing go to market and good luck!
That's it guys! HBD APR lower than curation APR is the way!
