Roughly a year ago I enquired about a crypto fund called the MN Fund that is based in Holland and is fully regulated. I was not sold on the concept of them sending you the information and would rather invest in the fund and let those doing it handle the transactions. The MN Fund had to change their operations due to MiCA (EU Crypto regulations) and close the fund down and start again using the method I was hoping to see. The problem with the original fund is that when buy or sell signals were sent it depended on when you received those signals and why so many investors had different results. 10 minutes difference in crypto could be huge with how volatile this asset is and many investors were questioning and comparing their results directly against what the MN Fund was saying which was leading the transactions for the entire investor trail. You could quite easily say the MN Fund was front running the other investors and depending on the volume it would pump their bags and not necessarily the investors. I am not saying this was intentional, but you can question the operations for both sides.

I receive a monthly update for the MN Fund as I find it quite interesting to get an idea on how well the fund is performing in such a difficult market. The MN Fund is tracking against bitcoin and if that was the only factor then they are doing very well but the problem is the fund is down 21.8% this year. If one had not invested and stayed out they would be 21.8% better off. The problem is your investment is still losing and if this market continues in this fashion for another 6 months your investment could be down by 50%, but you are up against Bitcoin so in a way you are up if that makes sense. I think being in crypto you have to think in kind of a mad type of way because everything is basically compared against Bitcoin. ## COTI

## HIVE

When I look at my HIVE and COTI investments over the last 12 months they have taken a scary knock. HIVE is down 74.4% and COTI is similar down 78.9% so not exactly great but what is reassuring is they are similar and would be worrying if they were vastly different. This if you place into context with the MN Fund then you would say the fund is performing better than expected and the bottom line is it is still losing in the Dollar sense but not in the crypto sense if you get my thinking on this. The problem is when you have a staking mindset versus a trading mindset you do think very differently. I think the outcomes of the two different strategies when all this is done would be very similar even though it would not seem so immediately. The extras you are earning daily via rewards when staked in a crypto that is losing value is not that obvious until the market bounces back and only then do you see the gains. I will continue to monitor this as for me this is interesting to see how an investment fund handles the volatility of this market. I expect the fund will do very well, but then again most crypto investments will do well when the markets turn green and if they have more SATS than what they started with by holding above Bitcoin then the loss of 21.8% will become a far bigger gain and not a loss. Posted Using [INLEO](https://inleo.io/@cryptoandcoffee/mn-fund-results-march-still-trending-down-hxh)