why would that frustrate you? you are fully aware of how much productivity/money gets taken from individuals regardless of their consent each year right?.. giving those families and individuals back 10,000-20,000 each year for example, this would sure help them rise up to middle class and build more for themselves. The gov also makes it incredibly difficult for any individual who wants to start a business, in thousands of ways with their dictates that work to favor those who already have money and connections. I think acting as if the system isn't holding people down, with a boot on their throat, is a bit naïve. Because of those criminals the value of dollars has deteriorated over 90% already... imagine how much more you could buy if this were not the case. So the system hasn't done anything wrong to prevent people from succeeding? Get real.
Acting like everyone who is poor is poor because of their consumerism is wildly ignorant and lacks a great deal of empathy.
RE: Struggling To Save For Retirement