I had a misconception that people might take advantage of your generosity and that you could end up giving money to scammy beggars. It's good to know that you are not blindly doing charity. I know you are smart and have a sweet heart. While there are good people in this world, there are also scammers lurking around.

Similar to the Salvation Army, I give to Saylani here. I know their services in Pakistan and appreciate their work, but there are many even doing better than Saylani. I am aware of some charitable groups that offer interest-free loans for business and help people by funding shops, machines, etc. These groups allow people to pay back a percentage of whatever they make monthly without any extra amount. Costs and risks are covered by the charity. This method helps people come out of poverty.

You went through some tough times, man. If you have written about those in any of your blogs, I would love to have a sneak peek. Do drop the link. My father took care of more than one family when I was young, which resulted in less for our own family. I can't write those relatives' names here, but this kind of help is common in Pakistan. This was just to give you an idea. I remember many moments in life when I didn't have new shoes or new school bags because my dad was the breadwinner for more than one family. He also became a taxi driver along with his day job to feed everyone. It was tough, but I never saw a day when we didn't have food. As a child, sometimes I didn't have new and shiny things like my friends did. On the first day of a new class, the majority had new shoes, clothes, bags, and bottles. I don't remember having such luxuries in life. Now that I am grown up, I see it as a blessing to have had the things I did, like food, water, electricity, and shelter.

Well said, it will bite them in the end. I believe in karma. The karma I like to believe in is that whenever we do good or bad to a person, and if they pray for us or curse us, even if in their heart, a creature is born. It's the job of this creature to bless or punish us for that deed within this world. As long as they have good or bad feelings in their heart about another human being over a deed, the creature stays alive. It can control human thoughts and actions for blessing or revenge. It might all be a nice fiction just to make humans behave, but karma is an interesting concept for those who believe in it.