hehe, clearly we are not on the same page, honestly I just don't have time to continue this conversation

Nothing I am saying is loaded, hoarding is a term used in finance/economics
https://www.investopedia.com/terms/h/hoarding.asp

Yes, corrupt politicians can create economic conditions which lead to wealth inequality, but governments can also create laws/regulations that can create economic systems that benefit the majority of the population.

The reality we live in, whether you believe it or not, is governments create economic system either indirectly or directly through laws and regulations...