Over halfway through the month and it has been going good so far. We are on track to spend about 34% less than our average spending per month. I consider this a big win already!
It is 100% hard for me to hand over cash than to hand over my credit card!
I guess I like those green bills a bunch. LOL
Here are a few thing that I have noticed as the month has gone along.
I hate eating out with cash. I stare at the menu and search for the cheapest thing. I dont know what that is.
I hate having to deal with the change from purchases. Pennies are the worst. What am I supposed to do with all these pennies? Currently I am trying to fil up a jar with them and then ill cash that in at one of those coin counting machines sometime.
I don't browse online shopping for stuff anymore and I do not make random purchases that I will not be needing.
I have been better and meal prepping and taking a lunch to work. This then leads to going to the gym during lunch and thats always a good choice.
I guess you could say I am a fan now and I think I am creating some good habits that will follow me even after I go back to the credit card. Always good to step back and look at your finances and to cut in areas taht need it. I will share the final number and thoughts after the month ends.
